Guercio, M.B.; Martínez, L.B.; Bariviera, A.F. & Scherger, V. (2021). Credit Crunch or Loan Demand Shortage: What Is the Problem With the SMEs? Financing?. Czech Journal of Economics and Finance. Indexación: JCR: (2018): 0.604, SJR: Q3. https://doi.org/10.32065/CJEF.2020.06.01.